Frequently Asked Questions About Michigan Car Accident Claims

At Petrucelli & Waara, PC, we aim to cut through the confusion with a car accident claim and be a resource for our clients. Here are the answers to some common concerns:

What is the statute of limitations for filing a lawsuit in Michigan for a car accident?

Generally speaking, you have three years from the date of the accident to file a lawsuit. The longer you wait, however, the harder it may be to obtain important evidence.

What if I am partially at fault for the car accident in Michigan?

Michigan’s comparative negligence rule allows you to file a claim so long as you are less than 50% responsible for the accident. However, your compensation will be reduced according to your percentage of fault. For example, if your claim is worth $100,000 but you are 10% liable for your own injuries, you would only be due $90,000 in compensation.

Does Michigan have no-fault insurance laws when it comes to motor vehicle accidents?

Michigan is a “no-fault” state, which means your personal injury protection (PIP) coverage will cover your medical bills and lost wages no matter who is responsible. You can still sue the other driver, however, for economic damages not covered by your PIP insurance, and pain and suffering when your injuries are deemed a “serious impairment.”

Can I still file a lawsuit if my insurance company denies coverage for my motor vehicle accident in Michigan?

If your claim is improperly denied or delayed, you do have the right to sue your PIP insurer.

How long does it typically take to settle a car accident case in Michigan?

Every claim is different. Some claims settle within a month or two, while others can take years. Generally, the more serious your injuries and the more complicated the accident, the longer a claim takes to resolve.

Contact Us Today

When you are frustrated with a car accident claim, get help. Call Petrucelli & Waara, PC, at 906-261-3177 or use our online form to schedule a free consultation.